— Association for Certified Payment Officers
Recognising
payments.
ACPayO is the global association recognising the importance of the payments role.
We set professional standards and ethical principles and connect the people responsible for how money moves.
CPAYO
The Certified Payment Officer
A Payment Officer certification provides a recognised benchmark of knowledge, competence, ethics and standards for anyone responsible for managing an organisation's payments or banking flows.
ACPAYO
The Association
ACPayO is the global professional association for Certified Payment Officers.
We define the scope, set professional and ethical standards, develop certifications, promote best practices and advocate for the global recognition of the role.
— What we are building
Payments have become critical. Ownership has not.
Payment and banking today impact customer experience, risk management, technology, product development, data security, compliance, finance, sales and growth and more.
But businesses still spread this responsibility across different teams or pass it to people without the right training - leaving nobody fully accountable.
02 / LIMITED RECOGNITION
Payment leaders carry executive responsibility without an executive mandate.
The profession needs a recognised title, a clear remit, and a credible path for those already doing the work.
01 / FRAGMENTED OWNERSHIP
Everyone owns a piece. No one owns the outcome.
Finance, legal, risk, product and tech make connected decisions without one person overseeing the complete flow.
02 / LIMITED RECOGNITION
03 / NO COMMON STANDARD
Experience is growing faster than professional structure.
Shared terminology, competencies, ethics, best practises and basic standards are needed across markets and organisations.
— the chief payment officer
The executive responsible for how money moves - or kept.
The Chief Payment Officer (CPayO) is a role every business must have.
The CPayO works across departments while remaining accountable for the full payment and banking strategy.
TThe role ensures money moves safely, efficiently, and supports business growth.
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Own the end to end payment and banking strategy.
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Replace guesswork and relying on recommendations with professional expertise.
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Coordinate finance, product, ops, tech, risk and compliance to keep money moving safely and efficiently.
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Manage interdependencies and support growth.
The FinTech industry already has enough sellers.
It needs representation for the users.
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Everything today is built around payment providers, FinTechs and banks selling products. Nobody represented the businesses that actually use those products.
Until now.
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We fight for the recognition and representation of payment professionals worldwide!
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No Sellers
Banks, FinTechs and payment providers already have their own communities.
ACPayO exists for users only, creating a safe space, free from sales pitches
Share Knowledge
We share knowledge, exchange experience and promote best practices together.
Stronger Together
We fight for the recognition, representation and professional standards that payment professionals deserve.
— Who ACPayO is for
Built for the users.